Fire insurance covers all losses resulting from an unintentional Fire. The term Fire insurance
refers to a form of Property insurance covers damage and losses caused by fire. Fire insurance covers
Building, Plant & Machinery, equipment, stock and contents like Furniture, Fixture, Fittings, cables etc.
Fire Insurance Policy gives financial security for Assets which are covered under Fire Policy. Dwellings,
offices, Hotels, Shop, Godown, Industrial /Manufacturing Risk etc can be covered under Fire Policy.
Fire insurance Policy is issued for one year only. Long Term Policy for Dwellings shall be issued for a
minimum period of 3 years to 5 years.
Perils are covered under Fire Policy
Fire
Lightning
Explosion/Implosion
Aircraft damage
Riot & strike/Malicious damage
Storm/Tempest/Flood/Inundation/Hurricane /cyclone/Typhoon
Impact damage by any rail/Road vehicle
Subsidence/Landslide including rockslide
Bursting & Overflow of water tank, apparatus and pipes.
Missile testing operation
Leakage from Automatic sprinkler installations.
Bush Fire
Earthquake (Add on cover)
Add on Cover with extra Premium
Terrorism
Earthquake
Architects, surveyors, consulting engineer Fees
Removal of Debris
Escalation etc.
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