A Comprehensive Motor insurance policy on the other hand provides additional coverage to your own vehicle against financial losses arising out of accident, theft, damage, riots, fire and natural calamities. The policy also covers death and bodily injuries to the owner driver of the vehicle.
Types of Motor Insurance
Private Car
Insurance
Two Wheeler
Insurance
Commercial
Vehicle Insurance
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Private Car Insurance
A Private Car Insurance Policy covers your car against financial losses that you may face in case of accident or theft of car. You pay a certain amount as a premium to the insurance company to buy this cover, and they in return agree to pay for accidental damages and theft losses if they arise. As per IRDA (Insurance Regulatory and Development Authority), it is compulsory for any vehicle running on Indian roads to be covered under an active car insurance policy
Add-on Covers
Factors Determining Premium
Two Wheeler Insurance
A Two Wheeler Insurance Policy helps cover financial expenses against any unforeseen circumstances including accidents, thefts or natural disasters, to a two wheeler/bike. It is not optional, but mandatory under the Motor Vehicles Act to have your two wheeler covered under an insurance policy.
Add-on Covers
Factors Determining Premium
Commercial Vehicle Insurance
A Commercial Vehicles Insurance is a policy that covers the commercial vehicles of a business against external damages, and personal and third party liability. It can be taken for any passenger or goods carrying vehicle, taxis and other miscellaneous vehicles like tractor, crane and. trailers. Third Party Insurance is a statutory requirement under the Motor Vehicles Act, 1988.
