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Wedding Insurance

Any calamity or untoward incident can take the sheen out of a wedding event. This may entail monetary or physical loss. To get protection from such risks and losses, insurance companies are now offering wedding insurance. Apart from certain exclusions, wedding insurance is a good way to overcome monetary losses incurred due to natural disasters or cancellation of the event or theft.
Coverage
Liability Coverage: This section covers any damage or loss to the third party during the wedding event due to accidents or injury.
Cancellation Coverage: This part covers the losses due to sudden or unexplained cancellation of the wedding.
Damage to Property: It protects loss or damage caused to the property.
Personal Accident: This covers hospitalization expenses of the bride/bridegroom due to accidents.
Expenses Covered
Advances paid to catering
Advances paid to wedding venue
Advances paid to travel agencies
Advances given for hotel room bookings
Printing cost of wedding invitation cards
Advances paid for music and decorations
Cost of decoration and wedding set
Advantages of Wedding Insurance
Premium is quite economical. It is only 0.7% to 2% of the insured amount
Insurers offer customized wedding insurance policies. The beneficiary might opt insurance only for the primary event or can go for a combined package.
Through the public liability coverage, one can be relaxed because certain companies even take care of food poisoning taking place due to food served at the function.
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